It's just a personal thing, but I like to keep my association with MS down to a bare minimum.
I'll install their OS, but I don't want any more associations with them than absolutely necessary.
Therefore, when I install Windows, any version, I side step all the efforts to get me to create a MS Account, and only create a Local Account. Without password, by the way.
JFWIW... If a person uses "Rufus" to burn the Windows 11 ISO onto a Flash Drive for installation, Rufus will remove all the Compatibility stipulations imposed by MS, and even allow one to Put in their own name, (or an alias) to be used during the Install. No MS account required. It makes for a very quick and easy installation.
Quick and easy is GOOD. I really like Quick and Easy! At 79 I don't like anything that is long and complicated, or I may not be around to complete it.
Cheers Mates!
Shadow